Saturday, July 25, 2009

Building Society Savings

I've left it a bit late but today was the time to reorganise my savings. Building Societies have the annoying habit of bringing you in on a good interest rate but a couple of years later the interest rate plummets. For example, my Halifax "High Interest Account" is 0.8% and brings a new meaning to the word "High" that George Orwell would have been proud of.

Likewise Stroud and Swindon Building Society dropped their rate from 5.1% to 0.8% in six months so it was time to move the money. They have a new over 50s loyalty account. It sounded like just the thing for me. A good interest rate and I qualify being over 50 and a loyal customer. But the fine print said that I can only open it with "new funds" that must come from outside the S&S. How annoying! All the money of mine I already invested can not be used to get a good rate?

So I closed the account and took the money down the road where I get a better rate and with instant access. If the Stroud and Swindon wanted to encourage loyalty, then the 50 Plus Loyalty Account isn't helping.

Tuesday, July 14, 2009

Missed call scam

I got a missed call on 0870 2443 494 on my mobile. Apparently this is a number rented out by Cheers International Sales Limited. It is apparent that the company is a magnet for missed call scams judging by the evidence here. If you get a missed call on an 0870 number then don't ring it back unless you want to give your money to scammers. It is probably a good idea in any case not to respond to missed calls for any number that you don't know.

Sunday, July 5, 2009

Then and Now - Gloucester Docks

Today the Wheelers had tea in the new Sainsburys in Gloucester Quays. The cafe is big and modern with nice views. It was well staffed. The food was very good and reasonably priced. The red label loose leaf tea is a particular treat. It is a pity that the service is so slow and inefficient. I have no doubt that this will improve as the store sorts itself out. Before we returned I had a quick spin around the docks to do a couple more then and now shots.

Victoria Basin is sporting a ferris wheel this summer. I would have liked to have taken the image from a higher location because Peter had managed to get onto a balcony. Nowadays the balcony appears to be blocked in by two blocks of flats and access is restricted. I had to make do with a slightly lower viewpoint.
From blogpics

This is Victoria Basin in the late 60s. Timber businesses are in the location where you will now find a pub. One says "Gloucester Flooring Supplies". At the right and on the floor there is a metal sign that has collapsed that says "BULK GRAIN". The more distant warehouses are not yet obscured. The basin still has several working boats including the Glevum and Severn Trader, Sabrina 4 and 6.
From G2721


Llanthony and Biddle Warehouses today boast bright painted names and have been refurbished. Canal tours leave from the back of the Llanthony. All cars have been banished and there is not one in the picture.
From blogpics

Here is the dock in the 70s. Pleasure craft are creeping into the dock. Where the back of the museum is now sit stacks of timber and a slate blue mini. If you could see the high resolution version you'd also see a bicycle leaning against one of the timber stacks. The bicycle has a saddle bag similar to a Carradice and there is a man in jeans next to it. You would also see that the Biddle warehouse still has the external lift cage. Now it only has the roof projection left. there are two more cars on the dockside in the distance.
From G2721